Terms of Service
Terms of Service
Effective Date: 1st Nov 2024
Welcome! These Terms of Service govern your use of platforms operated by Shubh TradingLead Pvt. Ltd., including SkillTown and ContentLead. By accessing or using any of our platforms, you agree to comply with these terms. Please read them carefully.
1. Acceptance of Terms
By creating an account or using our platforms, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please discontinue use immediately.
2. Use of Services
General Usage
- Our platforms provide educational courses, content creation tools, trading resources, and related services
- You must be at least 13 years old to use our platforms
- You agree to use our platforms in compliance with all applicable laws and regulations
- You must not use our platforms for any unlawful, fraudulent, or unauthorized purpose
Platform-Specific Terms
SkillTown:
- Access to courses is granted upon successful purchase or enrollment
- Course content is for personal use only and may not be redistributed
- You are responsible for maintaining the confidentiality of your account
- Sharing login credentials is strictly prohibited
ContentLead:
- You retain ownership of content you upload to the platform
- You grant us license to process, store, and display your content as necessary to provide our services
- You are responsible for ensuring you have rights to upload and distribute content
- Automated features must be used in compliance with third-party platform policies (Instagram, YouTube, etc.)
3. Account Responsibility
- You are responsible for maintaining the security and confidentiality of your account credentials
- You agree to notify us immediately of any unauthorized access or security breach
- Any activity performed using your account is your sole responsibility
- You may not create multiple accounts to abuse platform features or promotions
- We reserve the right to suspend or terminate accounts that violate these terms
4. Intellectual Property
Our Content
- All content, features, and functionality on our platforms (courses, tools, designs, software, text, graphics, logos) are the exclusive property of Shubh TradingLead Pvt. Ltd.
- You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content without our prior written consent
- Trademarks, service marks, and logos are owned by us or our licensors
Your Content
- You retain ownership of content you create or upload
- By uploading content, you grant us a non-exclusive, worldwide, royalty-free license to use, store, process, and display your content as necessary to provide our services
- You represent that you have all necessary rights to upload and share your content
5. Payments and Subscriptions
Pricing
- Prices for courses, subscriptions, and services are displayed in INR (Indian Rupees) unless otherwise stated
- We reserve the right to change prices at any time, but changes will not affect existing purchases
- Promotional discounts and coupons are subject to specific terms and conditions
Payment Processing
- Payments are processed through secure third-party payment gateways
- You agree to provide accurate payment information
- All sales are final unless otherwise specified in our refund policy
Subscriptions (ContentLead)
- Subscriptions are billed on a recurring basis (monthly or as specified)
- You can cancel your subscription at any time through your account settings
- Cancellations take effect at the end of the current billing period
- No refunds for partial subscription periods unless required by law
6. Refund and Cancellation Policy
SkillTown Courses
- Due to the digital nature of our products, no refunds or cancellations are offered once a course is purchased and access is granted
- We encourage you to review course descriptions, previews, and syllabi before purchasing
ContentLead Subscriptions
- Monthly subscriptions can be canceled at any time
- No refunds for unused portions of the current billing period
- Access continues until the end of the paid period after cancellation
TradingLead Resources
- All sales are final for digital products and services
- No refunds for trading losses or unsatisfactory results
Exceptions
- Technical issues preventing access: We will work to resolve issues or provide refunds if access cannot be restored
- Contact shubham@tradinglead.in within 7 days of purchase for technical issues
7. Limitation of Liability
General Disclaimer
- Our platforms and services are provided "as is" without warranties of any kind, express or implied
- We do not guarantee uninterrupted, error-free, or secure access to our platforms
- We are not liable for any losses, damages, or injuries arising from use of our platforms
Platform-Specific Limitations
SkillTown:
- We do not guarantee specific learning outcomes or career results
- Course content is for educational purposes and does not constitute professional advice
ContentLead:
- We are not responsible for content you create or distribute using our tools
- We are not liable for issues with third-party platforms (Instagram, YouTube, etc.)
- No guarantees regarding content performance, reach, or engagement
Maximum Liability
- Our total liability to you for any claims arising from use of our platforms shall not exceed the amount you paid us in the 12 months preceding the claim
8. User Conduct
You agree NOT to:
- Violate any laws or regulations
- Infringe intellectual property rights
- Upload malicious code, viruses, or harmful content
- Engage in harassment, abuse, or threatening behavior
- Attempt to hack, disrupt, or compromise platform security
- Use automated systems to scrape or extract data without permission
- Impersonate others or create fake accounts
- Spam, advertise, or solicit users without authorization
9. Content Moderation
- We reserve the right to review, monitor, and remove content that violates these terms
- We may suspend or terminate accounts for violations
- We are not obligated to monitor all user content but may do so at our discretion
10. Third-Party Services
- Our platforms may integrate with or link to third-party services
- We are not responsible for third-party content, policies, or practices
- Your use of third-party services is subject to their terms and conditions
11. Termination
By You
- You may close your account at any time through account settings or by contacting support
By Us
- We reserve the right to suspend or terminate your access immediately if:
- You violate these Terms of Service
- You engage in fraudulent or harmful activities
- Required by law or legal process
- We discontinue the platform or service
Effect of Termination
- Upon termination, your right to access the platform ceases immediately
- We may delete your data subject to our data retention policies
- Provisions regarding liability, indemnification, and dispute resolution survive termination
12. Changes to Terms
- We may update these Terms of Service from time to time
- Material changes will be communicated via email or platform notification
- Continued use after changes constitutes acceptance of revised terms
- If you do not agree to changes, discontinue use and close your account
13. Indemnification
You agree to indemnify and hold harmless Shubh TradingLead Pvt. Ltd., its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
- Your use of our platforms
- Your violation of these terms
- Your violation of any rights of others
- Content you upload or distribute
14. Dispute Resolution
Governing Law
- These Terms of Service are governed by the laws of India
- Any disputes shall be subject to the exclusive jurisdiction of courts in [Your City], India
Informal Resolution
- We encourage you to contact us first to resolve disputes informally
- Email: shubham@tradinglead.in
15. Miscellaneous
Entire Agreement
- These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and us
Severability
- If any provision is found unenforceable, the remaining provisions remain in effect
Waiver
- Our failure to enforce any right or provision does not constitute a waiver of that right
Assignment
- You may not assign or transfer your rights under these terms
- We may assign our rights to any affiliate or successor
16. Contact Us
For questions, concerns, or notices regarding these Terms of Service:
Email: shubham@tradinglead.in
Website: skilltown.in
Thank you for using our platforms!